Privacy Policy

At Arsh Credit Cooperative Society Limited ("we," "us," "our"), we value your trust and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you interact with us.

1. Collection of Information

We may collect the following types of information:
  • ➜  Personal Information: Name, contact details, address, date of birth, government-issued identification numbers, etc.
  • ➜  Financial Information: Account details, transaction history, credit history, and other information related to our services.
  • ➜  Usage Information: Information on how you use our website, mobile applications, or services.

2. Use of Information

We use your information to:
  • ➜  Provide and manage our financial products and services.
  • ➜  Process transactions, applications, and service requests.
  • ➜  Enhance customer service and improve your experience.
  • ➜  Comply with legal and regulatory requirements.

3. Sharing of Information

We do not share your personal information with third parties except:
  • ➜  When required by law or regulatory authorities.
  • ➜  To trusted service providers who assist us in delivering services, under strict confidentiality agreements.
  • ➜  In connection with fraud detection, risk management, or security purposes.

4. Data Security

We implement reasonable technical and organizational measures to safeguard your information against unauthorized access, disclosure, or misuse.

5. Retention of Information

We retain your information only as long as necessary to fulfill the purposes outlined in this policy or comply with legal obligations.

6. Your Rights

You have the right to:
  • ➜  Access, update, or correct your personal information.
  • ➜  Opt out of receiving promotional communications.
  • ➜  Request deletion of your data, subject to legal and contractual obligations.

7. Cookies and Tracking

Our website may use cookies to enhance user experience. You may manage cookie preferences through your browser settings.

8. Updates to this Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date.

9. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:
Arsh Credit Cooperative Society Limited
Address: Rukmani Sadan, Upper Chutia, Near Ram Mandir, Chutia, Ranchi, Jharkhand - 834001
Email: arshcredit.ranchi@gmail.com
Phone No.: +91 9334458818